How We help

Whether you’re changing jobs, approaching retirement, or navigating a company buyout, important financial decisions often follow. We help individuals and families evaluate their options, avoid costly mistakes, and move forward with confidence.

Changing Jobs

When changing employers, important decisions often need to be made regarding retirement accounts, benefits, stock compensation, and insurance coverage.

We help clients evaluate:

401(k) rollover options
Pension decisions
Stock options and RSUs
Employer benefits
Tax considerations
Insurance coverage changes

401(k) Rollovers & Retirement Accounts

Leaving an employer often creates important decisions regarding retirement savings. We help clients evaluate rollover options, understand the advantages and disadvantages of each approach, and coordinate retirement accounts within their broader financial plan.

Whether you’re leaving a job, retiring, or consolidating old retirement accounts, we’ll help you understand your choices before making a move.

Traditional IRAs
ROTH IRAs
HSA strategies
ROTH conversions

Approaching Retirement

Retirement involves more than reaching a target account balance. Important decisions surrounding income, healthcare, taxes, and investments can significantly affect long-term financial security.

We help clients coordinate:

Retirement income planning
Social Security timing
Medicare planning
Tax-efficient withdrawals
Investment strategy
Legacy planning

Insurance & Benefits Planning

Major life and career transitions often affect employer benefits, healthcare coverage, life insurance, and disability protection.

We help clients evaluate existing coverage, identify potential gaps, and coordinate insurance and benefit decisions within their broader financial plan.

Areas we commonly review include:

Life insurance
Disability insurance
Employer benefits
Medicare planning
Healthcare considerations during retirement
Beneficiary designations

Company Buyouts & Liquidity Events

A buyout or major stock event can create both opportunities and risks.

We help clients evaluate:

Equity compensation
Concentrated stock positions
Tax implications
Cash flow planning
Investment strategy adjustments
Long-term retirement planning

Ongoing Guidance

Financial planning is not a one-time event. As your life, goals, and circumstances evolve, we provide ongoing guidance, investment management, and proactive planning to help keep your financial strategy aligned with what’s most important to you.

Investment Management
Retirement Planning
Retirement Income Planning
Tax-Aware Planning
Social Security Planning
Medicare Planning
Insurance Planning
Legacy & Beneficiary Coordination

Discovery
- We begin by understanding your goals, concerns, and the financial decisions you’re facing.
Evaluation
- We review retirement accounts, investments, taxes, benefits, and insurance considerations relevant to your situation.
Recommendations & Implementation
- We present clear recommendations based on your goals and help coordinate the execution of those decisions. This may include rolling over retirement accounts, adjusting investments, updating insurance coverage, or coordinating with other professionals as needed.
Long-Term Partnership
- Major financial decisions rarely happen in isolation. We serve as an ongoing resource for clients, providing investment management, retirement planning, and financial guidance as new opportunities and challenges arise throughout life.
Many of our clients come to us during periods of significant change, including:
- Professionals changing employers
- Individuals preparing for retirement
- Employees with stock options or RSUs
- Families evaluating pension decisions
- Individuals experiencing company acquisitions or buyouts
- Retirees seeking retirement income guidance
Oakway Financial works with clients through an ongoing investment management and financial advising relationship.
Many of our clients have accumulated meaningful retirement and investment assets and are looking for a trusted advisor to help them navigate important financial decisions, simplify complexity, and stay focused on their long-term goals.
Advisory fees are generally 1.00% annually of assets under management. This fee includes ongoing investment management, financial planning, and guidance through important financial decisions as circumstances change over time.
If you’re unsure whether our services are a good fit for your situation, we welcome an introductory conversation.

Facing a Major Financial Transition?

Whether you’re changing jobs, preparing for retirement, or evaluating a buyout opportunity, we’re here to help you understand your options and make informed decisions.

Schedule a Discovery Call

independent financial advice