When something important changes financially, the decisions you make in a short period of time can have a lasting impact.
At Oakway Financial, we help individuals and families navigate major financial transitions—including job changes, retirement, and liquidity events—while building a long-term plan designed to support their goals. As an independent fiduciary, we provide objective guidance on investments, retirement planning, insurance, and tax-aware financial decisions.
Contact
phone
(303) 974-0629
Fax
(303) 578-7827
Info@ OakwayFinancial.com
When Clients Typically Reach Out
Changing Jobs
Questions about a 401(k), equity compensation, stock options, benefits, or insurance often arise when changing employers.
Approaching Retirement
Retirement planning involves more than investments. Social Security, taxes, healthcare, and withdrawal strategies all need to work together.
Company Buyouts & Liquidity Events
A buyout or concentrated stock position can create significant planning opportunities and tax considerations.
Common Financial Decisions We Help Clients Navigate
I changed jobs. What should I do with my retirement accounts?
Leaving an employer often creates important decisions around 401(k)s, pensions, stock plans, and benefits. We help clients evaluate their options and coordinate these decisions with their broader financial plan.
What should I do with stock options, RSUs, or company stock?
Equity compensation can create both opportunities and risks. We help clients evaluate concentration risk, tax implications, and timing decisions so their equity fits within their overall financial plan.
Am I financially ready to retire?
Retirement is one of the most significant financial transitions you’ll ever make. We help clients evaluate income needs, withdrawal strategies, Social Security decisions, and tax considerations before making the leap.
Will my income plan support the retirement I want?
A successful retirement requires more than reaching a certain account balance. We help clients coordinate Social Security, investment withdrawals, taxes, and healthcare costs to create a sustainable retirement income strategy.
How can I avoid unnecessary taxes during a major financial transition?
Job changes, retirement, and company buyouts can create important tax decisions. We help clients identify opportunities, avoid common pitfalls, and coordinate investment and withdrawal strategies with long-term tax efficiency in mind.
Are there gaps in my insurance or benefits coverage?
Major life and career changes can leave important coverage gaps. We help clients review employer benefits, life insurance, disability insurance, and healthcare considerations to ensure their financial plan remains protected.
Financial Transition Checklist (PDF)
Changing jobs, retiring, or going through a buyout? Use this checklist to stay organized, avoid common mistakes, and make informed decisions about your retirement accounts, taxes, benefits, and insurance.
Let’s Start the Conversation
Whether you’re navigating a financial transition or looking for an ongoing advisory relationship, we’re here to help. Reach out below to schedule a complimentary discovery call.